In Neverwinter there are no repair bills and so most players will not see many, if any, expenses in their first few levels. The first "big purchase" players will be faced with is buying their mount for 5g at level 20. Often players will have between 2 and 3 gold at this point. The good news is higher level players who wish to turn their gold into Astral Diamonds will buy mounts from the vendor and put them on the Auction House.
So now the goal becomes earning enough Astral Diamonds (About 14-17k on most days) to buy a mount from the Auction House. Luckily this can be done in less than half an hour on even a low level character. How? Watch and see!